Pay now, split later

Pay Your Bills Today.
Choose How You Repay.

Splitano helps you pay eligible utility, insurance, and medical bills. Split your payment into 4 easy installments or pay in full the same day and save 25% on our service fee.

Pay In 4 InstallmentsGet 25% Discount

Bill due

$384

Provider paid first

$153.60 today

$76.80 in 2 weeks

$76.80 in 4 weeks

$76.80 in 6 weeks

ABOUT SPLITANO

Making Essential Bill Payments More Manageable.

At Splitano, we believe paying essential bills shouldn't force you to choose between meeting today's obligations and managing tomorrow's budget. That's why we provide flexible payment solutions for eligible utility, insurance and medical bills. Whether you prefer to split your payment into four scheduled installments or pay in full and save on our service fee, our goal is to make every payment simple, transparent and stress free.

Secure

Clear and protected.

Predictable

Know what comes next.

Flexible

Built around real life.

See How Splitano Helps

How it starts

Get started in 3 simple steps

Upload or Share Your Bill

Upload a copy of your eligible utility, insurance or medical bill or securely share your bill details with Splitano to get started.

We pay your bill

Once approved, Splitano pays your eligible bill directly to the service provider, helping you avoid interruptions and stay on track.

Choose Your Payment Option

Select the repayment option that works best for you:

  • Split into 4 payments
  • Pay in full the same day and receive 25% off.

Splitano promise

Built for essential bills, not extra spending.

The money is tied to the bill that matters.

Your repayment dates are visible before you choose a plan.

Costs and responsibilities are explained in plain language.

Try the split

Type a bill amount. Watch the plan become clearer.

This quick preview shows the rhythm customers see before choosing a repayment path.

First payment

$153.60

Today

Payment 1

2 weeks

Payment 2

4 weeks

Payment 3

6 weeks

Payment 4

Pay With Confidence.

Clear Payments. Better Control.

Know exactly how you'll pay before you commit, with transparent payment options built around your essential bills.

Split Your Bill

Break your eligible bill into 4 simple payments with a clear repayment schedule.

➡️ See How It Works

Pay in Full & Save

Pay your eligible bill today and enjoy 25% off.

➡️ View Savings Options

Supported Billers

Built for the providers households already rely on.

Utilities, connectivity, insurance, and thousands more. Browse common bills Splitano is designed to help customers keep current.

See all supported billers

More Than A Payment

Built Around Real Life, Not Perfect Timing.

Bills don't always arrive when your budget is ready. Splitano gives you payment choices that help you stay on track without disrupting the services you rely on.

Stay Connected

Keep essential utility services running without unnecessary interruptions.

Stay Covered

Keep insurance payments on schedule and maintain your coverage.

Stay Protected

Handle eligible medical bills with payment options that fit your budget.

Ready when the bill lands

Got a bill? Give yourself a clearer way to pay.

Sign up and join 10,000+ households using Splitano to keep essential bills on track with visible repayment choices.

★★★★★4.8 out of 5from 1,200+ reviews
Get Started